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Life, Health and General Insurance

We provide you with an overview of what is available in the insurance market for life, trauma and health insurance, as well as house, contents cars and a wide variety of business and marine insurances.  Each area is specialised with a broad range of policies which we discuss with you.

Business Insurance

business insurance

No two businesses are the same and we can work with you to make sure the unique needs of your business are met and your assets are safe guarded. We specialise in a number of industry sectors and believe risk management strategies form an important part of any business planning.

Liabilities Insurance

BESPOKE liabilities

Directors & Officers and Management Liability insurance is an essential part of running a business and effectively mitigating exposures to risk, which is often overlooked. Ensure you and your business are covered so things continue to run smoothly.

Cyber Insurance

Cyber Insurance

Even if you do not conduct a huge amount of business online, data breaches alone can be extremely costly to a business.  We are seeing increased prevelence of hacking and malware. Cyber insurance can help your business recover after a security or privacy breach or event.

Marin and Hull Insurance

Marine & Hull Insurance

Marine insurance covers you for anything from a pleasure craft for recreational use to transporting cargo to ship repairers’ liability. Speak to us about your marine insurance needs to make sure you are comprehensively covered on the water, in Port or in transit.

Contractor Insurance

Contract Works Insurance

Contract works provides cover during construction and maintenance on a building site, should any untoward damage occur. We can arrange insurance for a one off project or on a rolling annual basis for multiple projects at one time.

Motor vehicle insuance


To insure a car, ute, truck, van, bus, crane and other machinery, we can find the best cover for your commercial or personal vehicles. Fleet cover, an option for many businesses, can provide benefits and support for running your fleet with maximised safety & efficiency.

Home and Contents Insurance

Home and Contents Insurance

Your home and possessions are precious. Having the correct cover in place is important when it comes to protecting these assets. For rental properties landlord extensions and for apartments Body Corporates, are important considerations.

Rural insurance

Rural AND FARM Insurance

Working with the land can provide unique challenges and we can work with you to ensure you are ready to face the future, whatever that may bring. From lifestyle blocks to dairy farms to forestry blocks we can guide you through the myriad of options.

Life Insurance

Life & Health Insurance

The lives and health of you and your family is most precious to protect. Life and risk insurance offers solutions to your family as good health is essential to a great life. Talk to us about arranging health insurance that can provide you with the very best care.

Income protection insurance

Income & Mortgage Protection

Should you find yourself unable to work due to an injury or illness, Income Protection or Mortgage Protection insurance can provide financial assistance at an already difficult time. We can put a plan in place to ensure you are supported when you need it most and prevent undue stress on your family.

Trauma and key person insurance

Trauma, Key Person, & BUSINESS COVER

Whether it's a lump sum payment to you/your business in the event of a trauma condition, or regular payments to your business while you recuperate, we offer the advice & understanding around these products. We work with you to protect your business from financial strain should you or someone else become unable to work.


As a consideration for individuals or businesses, travel policies can be on single trip or a frequent flyer structures. Corporate travel policies are helpful options to cover staff and pre-existing medical conditions are underwritten at the time of inception. We guide you through your options to put the right cover in place.

Strength under the Insurance Advisernet banner

We are Member Advisers of Insurance Advisernet New Zealand Ltd. Founded in 1996, Insurance Advisernet operates in both New Zealand and Australia, delivering the strength which allows us the benefit of maintaining our local presence in Nelson whilst also being part of a national group.  We access the products and services needed by our clients in today’s increasingly complex business world.

Contact our insurance team
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Mariana Phillips

Commercial Insurance Adviser

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Claire Hughes

Domestic Insurance Adviser

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Dawn Toughey

Life, Risk & Health Insurance Adviser

Some of our general insurance partners. For a full list, contact us


Our life and risk insurance partners

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